BANKING & BFSI

Banking-grade software, built in Hyderabad. Audited everywhere.

We build for banks, NBFCs, fintech startups, insurance companies, and capital-markets firms, across India and the UK. ISO 27001 certified delivery. AWS Mumbai for India data residency. Founder-led engagements with regulated-industry experience.

Active engagement · UK ERP transformationIn development · Indian NBFC underwriting agent

WHAT WE BUILD FOR BFSI

From AI agents to core banking systems.

Production-grade engineering for regulated banking workflows. Every project shipped under ISO 27001 controls.

  • 01

    AI agents for banking

    Underwriting assistants, fraud-detection agents, KYC/AML automation, reconciliation agents, customer-support agents with banking-grade compliance.

  • 02

    Real-time fraud detection

    Behavioral analytics, transaction monitoring, ML-driven anomaly detection. Sub-50ms inference latency on production traffic.

  • 03

    Core banking & payment systems

    UPI, IMPS / NEFT / RTGS, payment-gateway integration, settlement and reconciliation engines, NACH automation.

  • 04

    AI-driven credit scoring

    Alternative-data credit models for thin-file borrowers, NBFC underwriting platforms, auto-loan and SME lending workflows.

  • 05

    KYC & AML automation

    Aadhaar eKYC, video KYC, document verification, sanctions screening, transaction monitoring.

  • 06

    Wealth & capital markets

    Trading platforms, robo-advisory, portfolio analytics, broker back-office, RBI reporting automation.

  • 07

    Open banking & API platforms

    Account Aggregator (AA) framework, BBPS, ONDC payment rails, fintech API gateways.

How banking agents run at OrbitNexa

Every step is audit-traceable.

Five-stage runtime with regulatory touchpoints baked into the pipeline, not bolted on after launch.

How a banking agent runs at OrbitNexa

Audit-engineered
Trigger: Inbound event: application, transaction, customer query.1TriggerKYC / AML: Identity, sanctions, and PEP checks. CKYC + Account Aggregator.2KYC / AMLScore: ML credit / fraud / risk scoring: explainable, audit-traceable.3ScoreHuman review: Reviewer dashboard: agent's reasoning + override controls.4Human reviewAudit log: Tamper-evident log. RBI / FCA reporting export-ready.5Audit logRBI · CKYCExplainable MLFCA · 4-eyePCI-DSS
  1. Trigger. Inbound event: application, transaction, customer query.
  2. KYC / AML. Identity, sanctions, and PEP checks. CKYC + Account Aggregator.
  3. Score. ML credit / fraud / risk scoring: explainable, audit-traceable.
  4. Human review. Reviewer dashboard: agent's reasoning + override controls.
  5. Audit log. Tamper-evident log. RBI / FCA reporting export-ready.
  6. Compliance touchpoint: RBI · CKYC.
  7. Compliance touchpoint: Explainable ML.
  8. Compliance touchpoint: FCA · 4-eye.
  9. Compliance touchpoint: PCI-DSS.

COMPLIANCE & ARCHITECTURE

Compliance is engineering practice, not paperwork.

Every framework below is engineered into our banking delivery from week one, not bolted on at the end.

7 frameworks

01PCI-DSS Level 1-ready architecture
Card-data handling, tokenization, network segmentation
02RBI cybersecurity framework
For banks and NBFCs, including critical-system controls
03DPDP Act 2023
India data protection: by-default architecture
04ISO/IEC 27001 / 9001 / 20000
Certified delivery and ITSM controls at OrbitNexa parent
05Account Aggregator (AA)
Sahamati ecosystem integration patterns
06CERT-In incident response
Reporting timelines, runbook readiness
07Third-party penetration testing
By certified firms before every production launch

WHY THIS MATTERS FOR BANKING

We engineer for audit, not just for launch.

Most Indian IT services agencies build banking software to a client’s specification, and the regulator’s questions land on the client. Fewer carry that constraint in their own name.

InferaGen.ai, our own clinical genomics platform in active development, is being built to HIPAA alignment, DPDP compliance, and NABL workflow alignment, which means those questions land on us. The same audit engineering we are doing to move genomic data through clinician sign-off is what we bring to:

  • RBI cybersecurity audits
  • PCI-DSS architecture review
  • Account Aggregator framework integration
  • NBFC compliance reporting
  • Fintech regulatory submissions

Compliance isn’t an afterthought we bolt on at the end. It’s how we engineer from week one. That’s why our delivery process is ISO 27001 certified at the parent entity, not “in progress.”

InferaGen.ai WES pipeline · In active developmentBroader InferaGen.ai platform · Under active development

FREE FOR BANKING TEAMS

RBI Cybersecurity Framework Compliance Checklist for NBFCs

A 24-page operator's checklist mapping the RBI Cybersecurity Framework to engineering controls. It is the same checklist we use on our own banking engagements.

  • Critical-system inventory and segmentation patterns
  • Audit logging and incident reporting checklists
  • AA framework integration starter architecture
  • Penetration testing cadence and remediation flow

24-page PDF · Email required

Request the checklist
Founder-led, with banking domain experience. Meet the leadership →

Ready for a BFSI architecture review?

A 30-minute call with the team that engineers for audit. We'll review your stack, surface compliance risks, and sketch a remediation path.

Book a BFSI architecture reviewEmail hello@orbitnexa.com
+91 912-195-7728Hyderabad, IndiaEvery brief gets a senior review. Reply within 1 business hour, 9 AM-7 PM IST.